AREAS OF FOCUS: • Retirement Preparedness • Investments • Tax • Insurance Planning • Group Benefits • Mortgage Planning • Estate Planning • Charitable Giving

Life is full of change. Constant change. If you’re starting a business, selling a business, retiring, getting married, expecting an inheritance, expecting a child, sending a child to university, advancing in your career, getting laid off, or going through any number of significant changes. Here are 4 questions to ask yourself to test your current financial plan:

• Are there emerging financial challenges or risks I should anticipate?

• What new opportunities could I take advantage of?

• How can I optimize any tax implications of this change?

• How will this affect my goals, financial strategy, and retirement pay check?

When you have these questions, we’re here to help. Call us and ask us whatever is on your mind:

FOR INDIVIDUALS

• Could I afford to retire 5 years early?

• What account should I draw from first during retirement to maximize tax efficiency?

• When is it best to begin CPP and OAS payments and what clawbacks could I be subject to?

FOR BUSINESS OWNERS

• How do I best exit my company when it’s time to retire?

• Are there tax strategies being left on the table?

• Should I invest personally or within my corporation?

FOR LEGACY PLANNING

• Will my estate be hit by a large tax liability?

• Will my beneficiaries get everything I intend to leave for them?

• How do I plan for the unexpected?

Find out what 360-degree financial planning looks like for you. Connect with us at: SuccessPlanning.ca

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